Home Inventory Applications

If your home were burglarized or damaged by a fire, would you be able to give your insurance company a complete list of all the items that were damaged, destroyed or taken?

A recent survey done by the National Association of Insurance Commissioners revealed 59 percent of consumers have not made a list or inventory of their possessions. Of those individuals with a home inventory, 48 percent do not have receipts; 27 percent do not have photos of their property; and 28 percent do not have a back-up copy of the inventory outside the home. Additionally, 59 percent of people with inventories have not updated their inventories in more than a year, meaning new purchases and gifts may not be covered.

Having an up-to-date personal property home inventory will help.

Here are a few more tips when taking an inventory of your personal property:

  • Keep sales receipts and attach to your personal property inventory list.
  • Keep a video inventory or photographs of your personal property in addition to your inventory list.
  • List any serial numbers that may be on your personal property
  • Engrave your own serial number into items that are of value
  • Keep your personal property inventory list, along with photos and/or inventory videos, in a safe place away from your home such as a bank lock box.

Home inventory apps/programs

There are plenty of these, including the following:

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